How To Use Fortune Side Bet in Blackjack: Odds, Payouts & More

Fortune blackjack is just one of the many side bets you can play to enrich your experience of playing this popular card game. It's not that straight blackjack isn’t one of the best casino table games; there’s just so much more fun to be had when the stakes are higher and the win potential is greater. 

Fortune Blackjack is an optional wager where you’re trying to achieve a specific outcome using your initial two cards and the dealer’s upcard, much like the popular 21+3 side bet.

What Are Blackjack Side Bets?

Blackjack side bets are independent wagers that are optional to your game. They do not impact the main game round outcome and can be won regardless of whether your main hand wins or loses the round. 

Side bets add a further layer of excitement to your standard game of blackjack and generally offer higher value payouts if your bet comes in. All blackjack side bets are pre-deal bets, so they are placed before any cards are dealt. 

Understanding Fortune Blackjack Side Bet Rules

The fortune side bet in blackjack is also known as “Fortunes Blackjack” and refers to a side bet on the total value and composition of your two initial cards and the dealer’s upcard. Your objective is to hit a total value between 19 and 21, with certain combinations offering higher payouts. It’s very similar to the Lucky Lucky side bet but offers different payouts. 

You place your fortune blackjack bet at the same time as your main bet by laying your chip in the designated betting spot on the table. The dealer will then deal out the first round of cards. At this point, the cards are evaluated to determine if your fortune bet has come in. If you are a winner, payouts are awarded, and gameplay proceeds. 

Blackjack Fortune Side Bet: Odds & Payouts

Payouts on your fortune side bet depend on the odds of the combination hitting. Three suited 7s are the highest payer in this side bet, with any combo creating 19 or 20 values on the other end of the pay table, triggering 2:1 payouts. 

The Red Rock pay table is the most used for Fortune Blackjack, which is based on a house edge of around 7.89%. You can find higher and lower volatility versions, depending on the casino and game you pick, but this is by far the most common.

Other Blackjack Side Bets

There are several different blackjack side bets, each offering a different level of volatility, excitement, and payout value. Not all side bets will be suited to all types of blackjack players, so it’s important to ensure you fully understand the risks and odds associated with each before placing the bet.

Below is an overview of the most common blackjack side bets you are likely to encounter at land-based or online casinos. You can read more about these betting options and side bets available for other table games throughout the casino pages of this website. 

• Insurance: Insurance is offered when the dealer’s upcard is an Ace. You can take out insurance against the dealer holding blackjack for a 2:1 return. 
• Perfect Pairs: Earn payouts up to 30:1 if your initial two cards form a pair.
• 21+3: Create poker-style hands with your initial two cards and the dealer’s upcard to earn payouts up to 100:1.
• Lucky Ladies: Earn prizes if your first two cards dealt add up to 20 points, with extra bonuses for hitting a pair of queens. 
• Super Sevens: You can score prizes up to a massive 200:1 in this popular side bet for finding one or two sevens in your initial deal. 
• Royal Match: Another popular side bet using just your first two cards. Find suited or suited King and Queen combos to earn payouts up to 25:1.

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