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How to Use Royal Match Side Bet in Blackjack: Odds, Payouts, & More

Blackjack hand totaling 20 on the table next to chips.

Blackjack hand totaling 20 on the table next to chips. (Photo courtesy of Shutterstock)

Simon Young

August 22nd, 2025

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Royal Match Blackjack can be a viable side bet option to increase your potential payouts while playing live blackjack online. Alongside 21+3, Perfect Pairs, and Insurance, it’s a popular side wager among players at the best U.S. casinos.

Discover how it works and explore the odds and potential payouts for this fun bet below. 

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What is Royal Match Blackjack? 

Royal Match in blackjack is an optional side bet in some live dealer variants, alongside Perfect Pairs, 21+3, and Insurance.

The Royal Match side bet is based on your first two cards. You receive a payout if your cards are suited (a king of spades plus a five of spades, for example). 

The best hand you can be dealt in this side bet is a Royal Match (suited king and queen), while some variants offer a Crown Treasure payout, which is where the dealer and the player receive a suited king and queen. 

As with most blackjack side bets, the outcome of the game hand doesn’t affect your winning chances. If you receive a suited pair to kick things off, you will win a payout, regardless of whether you beat the dealer in the upcoming round.

Royal Match Odds, Payouts, & House Edge 

The odds and payouts attached to Royal Match blackjack depend on the number of decks. While the house edge of a standard blackjack hand is usually under 1%, it increases to 5% to 10% for side bets like Royal Match. 

In a standard live blackjack game with six decks, you can make a Royal Match with 144 combinations, with a probability of 0.0029. An Easy Match can be formed with 11,868 combinations, with a probability of 0.245. 

The odds and probability change depending on the number of decks in play, as do the payouts. You can use the following as a starting point when the Royal Match side bet is offered: 

Hand Potential Payout 
Easy match (any suited combination) 2.5:1
Royal match (suited king and queen) 25:1 (multi-deck games); 10:1 (single-deck games) 
Crown treasure (both dealer & player with suited king and queen) 1:000:1 or 10,000:1 (if a jackpot is offered) 

 

It’s important to remember that every blackjack game is unique, with its own house edge and side bet payouts. So, before opting for a side bet like Royal Match, read the game rules, check the payouts, and understand your chances of winning. 

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Analysis: Is Royal Match Blackjack a Good Play? 

Royal Match has pros and cons, as with all side bets in blackjack. The main advantage is that you can play for bigger returns, up to 25:1 for a Royal Match in most variants, while the biggest payout in the blackjack base game is only 3:2. 

But when you place a side bet, you increase the risk attached, while the house edge is also considerably higher, reducing the likelihood of a payout. 

Of all the side bets in blackjack, Royal Match is a decent option, thanks to the inclusion of the Easy Match payout of 2.5:1. This makes a win more likely than in 21+3 and Perfect Pairs. 

If you plan to play Royal Match Blackjack, ensure you have sufficient bankroll to cover the additional wager, and please always remember to gamble responsibly. 

Other Blackjack Side Bets 

After placing Royal Match blackjack bets, check out the following side bets offered in many online variants of the game: 

  • Perfect Pairs: This is a side bet on your first two cards being a pair. Any pairs, colored pairs, and perfect pairs offer payouts ranging from 5:1 to 25:1. 
  • 21+3: Combine your first two cards with the dealer’s up card to form the best three-card poker hand. Payouts range from 5:1 to 100:1. 
  • Insurance: This side bet is offered when the dealer shows an ace. You will receive a 2:1 payout if the dealer gets blackjack. 

Play Royal Match Blackjack Today

Royal Match Blackjack is a fun and potentially profitable side bet you can place while playing live online table games at top U.S. casinos like FanDuel, Fanatics, and BetMGM. Discover the best new free chips bonuses at the best casinos to kick things off with a free bet. 

FanDuel Sportsbook & Online Casino

By depositing funds with FanDuel Sportsbook or Casino and actively participating in the betting process, you can add a layer of excitement to the games you watch. The FanDuel platform offers a variety of bet types; moneyline, point spreads, over/unders, and parlays, along with a selection of prop bets for those seeking more specialized wagers. Live, in-game betting is available, allowing users to place bets as the action unfolds, further intensifying the viewing experience.more
Visit FanDuel Sportsbook & Online Casino
By depositing funds with FanDuel Sportsbook or Casino and actively participating in the betting process, you can add a layer of excitement to the games you watch. The FanDuel platform offers a variety of bet types; moneyline, point spreads, over/unders, and parlays, along with a selection of prop bets for those seeking more specialized wagers. Live, in-game betting is available, allowing users to place bets as the action unfolds, further intensifying the viewing experience.more
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As the King of Sportsbooks, BetMGM offers thousands of sports betting lines. Sports bettors can register now in states where betting is legal, for BetMGM play! Use our BetMGM bonus code to claim the following Exclusive Offers. BetMGM's sleek design and intuitive layout make it a breeze to navigate. From NFL to NBA, soccer to tennis, BetMGM covers it all. Plus, they offer same-game parlays—a unique feature that adds excitement to your bets. Watch the action unfold in real time with BetMGM’s live streaming feature.more
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As the King of Sportsbooks, BetMGM offers thousands of sports betting lines. Sports bettors can register now in states where betting is legal, for BetMGM play! Use our BetMGM bonus code to claim the following Exclusive Offers. BetMGM's sleek design and intuitive layout make it a breeze to navigate. From NFL to NBA, soccer to tennis, BetMGM covers it all. Plus, they offer same-game parlays—a unique feature that adds excitement to your bets. Watch the action unfold in real time with BetMGM’s live streaming feature.more
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BetRivers Sportsbook & Online Casino

BetRivers offers in-game live betting odds, live sports streams, online sportsbook promotions, possible sports betting rewards, a best sportsbook promo and a bonus bank.more
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If you're interested in horse racing and horse race betting, then welcome to the horse players’ most trusted solution in TwinSpires. As a leading provider of legal online horse betting sites in the United States, TwinSpires offers advance-deposit wagering for horse racing, as well as live track video signals and much more. With their parent company Churchill Downs, the home of the famous Kentucky Derby, TwinSpires boasts being a part of the rich history in horse racing and betting since 1875. In fact, we are the official wagering partner of the Kentucky Derby! more
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