Online Baccarat in Michigan: MI Real Money Baccarat Sites

Baccarat is one of the most-played games at online casinos in the United States. It’s a straightforward game with just three betting options in standard gameplay, though side bets ramp up the excitement and give you the chance to win higher payouts. 

Here, we introduce the game and reveal the best online baccarat casinos in the US for bonuses and game variety. 

What is Online Baccarat? 

Though not as popular as roulette and blackjack, baccarat is one of the easiest online table games to learn and play. 

The dealer hands out four cards at the start of each game. Two of these are given to the banker and two to the player. Before the initial deal, your job is to decide and bet on which hand you think will be closest to nine – the player’s or the banker’s. You can also bet on a tie. 

In baccarat, an ace is worth one point, cards two to nine are worth their face value, and 10, jacks, queens, and kings are all worth zero points. 

So, for instance: 

• Player’s hand = 4 ♠ + 5 ♣️ = 9 
• Banker’s hand = A ❤️+ 10 ♣️ = 1 

In this example, the player’s hand equals nine, and the banker’s hand equals one. Therefore, a bet on the player’s hand would win. 

While initial hands equal to eight or nine are deemed natural wins, if either hand has five or fewer points on the deal, an additional card will be dealt and added to the total. Then, after the additional card is drawn, the total of each hand is combined, and the winning hand is paid out. 

While this might sound complicated, you don’t have to worry because the dealer will take care of all the action for you.

In most online baccarat games, winning hands pay 1:1, so if you bet $1, you would win $1 plus your stake back. However, be mindful that some online baccarat games take a commission when the banker’s hand wins (usually up to 5%), resulting in a slightly lower payout. 

If you place a winning bet on the tie, you can expect a payout of 8:1 in most baccarat variants. 

To spice things up, look for games that offer various side bets, including pairs, perfect pairs, or three-card wins. Though side bets increase your risk, they also allow you to secure higher payouts when playing baccarat online. 

Read our baccarat strategy guide for the full lowdown on playing this awesome table game.

Play Baccarat Online at BetMGM Casino

BetMGM is undeniably the best place in Michigan to play online baccarat thanks to the fantastic welcome bonus, which offers up to $1,000 in bonus funds plus $25 on the house. 

When you navigate to the table games library, there are several baccarat variants to check out, including First Person Sic Bo from Evolution and the excellent NHL Baccarat, which will appeal to all sports fans. 

In BetMGM’s live dealer lobby, you can play live baccarat streamed from the casino floor alongside several excellent Asian-themed baccarat titles. 

Online Baccarat at FanDuel 

Navigate to the “tables” tab at FanDuel to find a solid selection of baccarat games alongside roulette, poker, craps, and blackjack titles. 

To get started, we recommend Evolution’s First-Person Baccarat, which combines live and RNG gameplay elements. 

There are also a couple of baccarat games connected to FanDuel's Mega Jackpot offering, which offers a chance to win huge potential payouts. 

You can also enjoy live dealer baccarat at FanDuel, though there are fewer variants here than at BetMGM for Michigan players. 

Baccarat Games at BetRivers Casino 

There are currently three RNG baccarat games at BetRivers, with several more options in the live dealer lobby.  We like that you can play RNG baccarat in demo mode before switching to real money play. 

We recommend Baccarat Live and Super Sic Bo Live, with bets available from just $0.20. This gives all players, regardless of bankroll, an excellent opportunity to play live baccarat for real money prizes. 

When you create an account at BetRivers, you can access the Michigan promotion, which gives you up to $500 back on your initial losses. Enter the promo code CASINOBACK for a second chance when playing baccarat at BetRivers as a new customer. 

What is Online Baccarat? 

Though not as popular as roulette and blackjack, baccarat is one of the easiest online table games to learn and play. 

The dealer hands out four cards at the start of each game. Two of these are given to the banker and two to the player. Before the initial deal, your job is to decide and bet on which hand you think will be closest to nine – the player’s or the banker’s. You can also bet on a tie. 

In baccarat, an ace is worth one point, cards two to nine are worth their face value, and 10, jacks, queens, and kings are all worth zero points. 

So, for instance: 

• Player’s hand = 4 ♠ + 5 ♣️ = 9 
• Banker’s hand = A ❤️+ 10 ♣️ = 1 

In this example, the player’s hand equals nine, and the banker’s hand equals one. Therefore, a bet on the player’s hand would win. 

While initial hands equal to eight or nine are deemed natural wins, if either hand has five or fewer points on the deal, an additional card will be dealt and added to the total. Then, after the additional card is drawn, the total of each hand is combined, and the winning hand is paid out. 

While this might sound complicated, you don’t have to worry because the dealer will take care of all the action for you.

In most online baccarat games, winning hands pay 1:1, so if you bet $1, you would win $1 plus your stake back. However, be mindful that some online baccarat games take a commission when the banker’s hand wins (usually up to 5%), resulting in a slightly lower payout. 

If you place a winning bet on the tie, you can expect a payout of 8:1 in most baccarat variants. 

To spice things up, look for games that offer various side bets, including pairs, perfect pairs, or three-card wins. Though side bets increase your risk, they also allow you to secure higher payouts when playing baccarat online. 

Read our baccarat strategy guide for the full lowdown on playing this awesome table game.