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Best Credit Card Casinos: US Online Casinos That Accept Credit Cards

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Online Casino (Photo courtesy of Shutterstock)

Simon Young

July 24th, 2025

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Signing up for one of the best credit card casinos in the U.S. makes it easy to add funds to your account. You can deposit with Visa, Mastercard, Discover, and American Express at top U.S. casinos, but withdrawals are not accepted.

Create an account at a top credit card casino via YouBet for safe payments, excellent game variety, and peace of mind. 

Which Credit Cards Are Accepted at U.S Online Casinos?

Every online casino is different, but you can typically deposit funds with Visa, Mastercard, Discover, and American Express credit cards. 

Credit Card Deposits at U.S. Casinos: What to Know 

We recommend reading the payment terms and conditions before depositing funds with a credit card at an online casino. The following usually applies to a credit card payment: 

  • Fees: Most casinos in the U.S. don’t charge fees for processing a credit card deposit. However, check with your card provider, as they may charge fees when you transact at an online casino. 
  • Minimum and maximum deposit: The minimum credit card deposit at U.S. casinos is typically $10, although this amount may vary. The maximum will likely be between $1,500 and $5,000; also, consider your maximum credit line before making a deposit. 
  • Speed: Credit card deposits are usually processed instantly, and your new balance should reflect in your casino account within seconds. 
  • Withdrawals: You cannot withdraw your winnings via a credit card at an online casino. You must switch to a debit card or bank transfer withdrawal, which typically takes 3-5 days on average. 

Pros & Cons of Paying for Gambling with a Credit Card 

If you’re considering depositing at a credit card casino in the United States, weigh up these pros and cons before signing up: 

Pros Cons 
✅Widely accepted at most U.S. online casinos ❌Responsible gambling issues
✅Instant, fee-free deposits ❌Withdrawals not accepted 
✅You can earn reward points for gambling with your credit card  
✅Safe and secure transactions and licensed betting sites  

 

The main drawback of using a credit card for online gambling is that it may encourage you to gamble irresponsibly with funds you don’t have. If you don’t pay your card off in full at the end of the month, you will pay interest, making your betting more expensive. 

The Best Credit Card Casinos in the U.S. 

Here are the best credit card casinos in the U.S., with details of which cards you can use at each: 

BetMGM Casino 

💳Credit cards accepted: Visa, Mastercard, Discover, American Express
💸Main payment terms: 0% fees, $10 minimum deposit 
🎰Number of games: 1,700+

BetMGM is the best credit card casino in the U.S., accepting all major credit cards. Deposits start from just $10, and no fees are attached. All the funds deposited via credit card are added to your account instantly. 

Before depositing with your credit card, you can get $25 on the house at BetMGM. Then, when you deposit $10 or more, you can receive up to $1,000 in bonus cash. 

100% Deposit Match up to $1,000 Plus $25 on the House

21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only (if applicable). Subject to eligibility requirements. Bonus bets are non-withdrawable. Gambling Problem? Call 1-800-GAMBLER.

BetRivers Casino 

💳Credit cards accepted: Visa, Mastercard, Discover 
💸Main payment terms: 0% fees, $10 minimum deposit 
🎰Number of games: 1,000+

Another top credit card casino in the U.S. is BetRivers, though American Express payments are not currently accepted. The minimum deposit for credit cards is just $10, which is enough to trigger the welcome bonus, a deposit match (in PA), or a cashback promotion (in MI, NJ, and WV). 

24 Hours of Casino Losses Back up to $500

Must be 21+. Available in MI only. T&C's Apply. Gambling Problem? Call 1-800-GAMBLER.

FanDuel Casino 

💳Credit cards accepted: Visa, Mastercard, Discover, American Express 
💸Main payment terms: 0% fees, $10 minimum deposit 
🎰Number of games: 1,000+

We also recommend FanDuel if you want to deposit and gamble with a credit card, with Visa, Mastercard, Discover, and American Express payments accepted. You can deposit on a computer or via the excellent FanDuel app, with Apple Pay and Android Pay accepted. With funds in your account, play over 1,000 excellent casino games at FanDuel. 

Bet $5 Get $150 in Bonus Bets If Your Bet Wins!

21+ (18+ D.C.) and present in select states (for KS, in affiliation with Kansas Star Casino). First online real money wager only. $5 first deposit required. Bonus issued as nonwithdrawable bonus bets which expire 7 days after receipt. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call  1-800-GAMBLER or visit RG-help.com. Call 1-888-789-7777 or visit ccpg.org/chat (CT). Hope is here. GamblingHelpLineMA.org or call (800)-327-5050 for 24/7 support (MA). Visit www.mdgamblinghelp.org (MD). Call 1-877-8-HOPENY or text HOPENY (467369) (NY).

FanDuel Sportsbook & Online Casino

By depositing funds with FanDuel Sportsbook or Casino and actively participating in the betting process, you can add a layer of excitement to the games you watch. The FanDuel platform offers a variety of bet types; moneyline, point spreads, over/unders, and parlays, along with a selection of prop bets for those seeking more specialized wagers. Live, in-game betting is available, allowing users to place bets as the action unfolds, further intensifying the viewing experience.more
Visit FanDuel Sportsbook & Online Casino
By depositing funds with FanDuel Sportsbook or Casino and actively participating in the betting process, you can add a layer of excitement to the games you watch. The FanDuel platform offers a variety of bet types; moneyline, point spreads, over/unders, and parlays, along with a selection of prop bets for those seeking more specialized wagers. Live, in-game betting is available, allowing users to place bets as the action unfolds, further intensifying the viewing experience.more
Visit FanDuel Sportsbook & Online Casino
Fanatics Sportsbook logo

Fanatics Sportsbook & Online Casino

Are you ready for the NBA regular season tipoff? Introducing Fanatics Sportsbook & Casino, your ultimate hub for NBA and College Basketball betting, all within a thrilling casino atmosphere. Start earning up to 10% FanCash with your bets.more
Visit Fanatics Sportsbook & Online Casino
Are you ready for the NBA regular season tipoff? Introducing Fanatics Sportsbook & Casino, your ultimate hub for NBA and College Basketball betting, all within a thrilling casino atmosphere. Start earning up to 10% FanCash with your bets.more
Visit Fanatics Sportsbook & Online Casino

BetMGM Sportsbook & Online Casino

As the King of Sportsbooks, BetMGM offers thousands of sports betting lines. Sports bettors can register now in states where betting is legal, for BetMGM play! Use our BetMGM bonus code to claim the following Exclusive Offers. BetMGM's sleek design and intuitive layout make it a breeze to navigate. From NFL to NBA, soccer to tennis, BetMGM covers it all. Plus, they offer same-game parlays—a unique feature that adds excitement to your bets. Watch the action unfold in real time with BetMGM’s live streaming feature.more
Visit BetMGM Sportsbook & Online Casino
As the King of Sportsbooks, BetMGM offers thousands of sports betting lines. Sports bettors can register now in states where betting is legal, for BetMGM play! Use our BetMGM bonus code to claim the following Exclusive Offers. BetMGM's sleek design and intuitive layout make it a breeze to navigate. From NFL to NBA, soccer to tennis, BetMGM covers it all. Plus, they offer same-game parlays—a unique feature that adds excitement to your bets. Watch the action unfold in real time with BetMGM’s live streaming feature.more
Visit BetMGM Sportsbook & Online Casino

BetRivers Sportsbook & Online Casino

BetRivers offers in-game live betting odds, live sports streams, online sportsbook promotions, possible sports betting rewards, a best sportsbook promo and a bonus bank.more
Visit BetRivers Sportsbook & Online Casino
BetRivers offers in-game live betting odds, live sports streams, online sportsbook promotions, possible sports betting rewards, a best sportsbook promo and a bonus bank.more
Visit BetRivers Sportsbook & Online Casino
TwinSpires blue badge logo icon

TwinSpires

If you're interested in horse racing and horse race betting, then welcome to the horse players’ most trusted solution in TwinSpires. As a leading provider of legal online horse betting sites in the United States, TwinSpires offers advance-deposit wagering for horse racing, as well as live track video signals and much more. With their parent company Churchill Downs, the home of the famous Kentucky Derby, TwinSpires boasts being a part of the rich history in horse racing and betting since 1875. In fact, we are the official wagering partner of the Kentucky Derby! more
Visit TwinSpires
If you're interested in horse racing and horse race betting, then welcome to the horse players’ most trusted solution in TwinSpires. As a leading provider of legal online horse betting sites in the United States, TwinSpires offers advance-deposit wagering for horse racing, as well as live track video signals and much more. With their parent company Churchill Downs, the home of the famous Kentucky Derby, TwinSpires boasts being a part of the rich history in horse racing and betting since 1875. In fact, we are the official wagering partner of the Kentucky Derby! more
Visit TwinSpires

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Bet $5 Get $150 in Bonus Bets If Your Bet Wins!

21+ (18+ D.C.) and present in select states (for KS, in affiliation with Kansas Star Casino). First online real money wager only. $5 first deposit required. Bonus issued as nonwithdrawable bonus bets which expire 7 days after receipt. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call  1-800-GAMBLER or visit RG-help.com. Call 1-888-789-7777 or visit ccpg.org/chat (CT). Hope is here. GamblingHelpLineMA.org or call (800)-327-5050 for 24/7 support (MA). Visit www.mdgamblinghelp.org (MD). Call 1-877-8-HOPENY or text HOPENY (467369) (NY).

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Bet and Get up to $1,000 in Bonus Bets

Must be 21+. GAMBLING PROBLEM? CALL 1-800-GAMBLER, Call (877-8-HOPENY) or text HOPENY (467369) (NY), 1-800-BETS-OFF (IA), or 1-800-9-WITH-IT (IN).

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Get a Guaranteed Win Every Day For Your First Week

Spin to win for free every day, with Casino Credit, Free Spins, FastCash, merch, and more to be won! Must be 21+. GAMBLING PROBLEM? CALL 1-800-GAMBLER.

Get up to $1,500 Back in Bonus Bets If You Don't Win

21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only (if applicable). First Bet Offer token will expire seven (7) days after being issued. Limit one offer per customer. Subject to eligibility requirements. Bonus bets are non-withdrawable. Gambling Problem? Call 1-800-GAMBLER.

100% Deposit Match up to $1,000 Plus $25 on the House

21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only (if applicable). Subject to eligibility requirements. Bonus bets are non-withdrawable. Gambling Problem? Call 1-800-GAMBLER.

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