How to Use Lucky Lucky Side Bet in Blackjack: Odds, Payouts, & More

You can place several side bets in online blackjack, including 21+3 and Perfect Pairs. A less common side bet is Lucky Lucky, a wager you can put on three cards – the player’s and the dealer’s up card. 

If you’re intrigued by Lucky Lucky in blackjack and like the idea of winning up to 200:1 with this quirky side bet, find out how it works and discover the best U.S. online casinos for this format. 

What is Lucky Lucky Blackjack? 

Lucky Lucky is a side bet in blackjack. It accounts for the player’s hole cards and the dealer’s face-up card for a three-card hand. Winning hands are ranked 7-7-7, 6-7-8, or three-card totals of 19, 20, or 21. 

This side bet isn’t commonly included in standard blackjack variants, so you may have to search a little harder for specific games that offer it. One example is AGS’ aptly named Lucky Lucky Blackjack, playable at many online casinos in the United States. 

Lucky Lucky Payouts & Odds 

The best payouts for Lucky Lucky in blackjack are for suited sevens, followed by suited 6-7-8. The lowest payouts are for three-card totals of 19, 20, and 21. 

So, for example, if you receive a hand of ten plus five, and the dealer’s up-card is a five, you would receive a Lucky Lucky payout by virtue of the total hand equalling 20. In most Lucky Lucky side bets, an ace can be used as one or eleven, as in standard blackjack. 

While the Lucky Lucky payouts vary slightly from game to game, you can use the pay table below to guide you for a game using six decks of cards:

It’s important to note that the Lucky Lucky Blackjack odds and payouts change depending on how many decks of cards are used. For instance, the probability of landing suited 7-7-7 is less likely when playing a six-deck game than when playing two-deck blackjack. 

Analysis: Is Lucky Lucky Worth it? 

Like any table game side bet, you should weigh risk and reward before placing a Lucky Lucky Blackjack wager. Side bets increase your potential returns, but they also increase the cost of the game and the risks involved. 

So, while a $1 Lucky Lucky bet could return a payout of 200:1 if suited sevens are drawn, this outcome is improbable, and you need to account for the fact that your base bet will be more than if you just played standard blackjack, without any side bets. 

If you’re a fan of side bets, approach Lucky Lucky with realistic expectations. Unsuited totals of 19, 20, and 21 are likelier to land than suited 6-7-8 or suited 7-7-7, meaning you’re more realistically playing for payouts ranging from 2:1 to 3:1 on most hands. 

You need to consider whether this is worth playing for and if you have the bankroll to cover the extra bet each time you play a blackjack hand. 

Other Blackjack Side Bets 

If Lucky Lucky doesn’t appeal to you, here are some of the other blackjack side bets you may consider placing: 

• Perfect Pairs: You bet on your two hole cards being a pair. A mixed pair delivers a payout of 5:1, while a colored pair pays 10:1. A perfect pair offers wins of 30:1. 
• 21+3: Like Lucky Lucky, this bet considers the dealer’s up card and your hole cards. You must form the best possible poker hand. A flush delivers a 5:1 payout, while a suited three of a kind delivers 100:1. 

Play Lucky Lucky Blackjack Today 

You’ll find a selection of blackjack games with side bets at top U.S. casinos like BetMGM and BetRivers. After signing up, read the rules carefully to learn how the side bets work and which options are available. 

You should also consider the game’s RTP and how the side bets may increase its volatility. The best blackjack games at U.S. casinos have RTPs of 98% or 99%. 

Sign up for an online casino via YouBet today to play Lucky Lucky Blackjack for real money. You can also read our Blackjack Side Bets Guide for the lowdown on how these additional betting options work.